Motor Vehicle Accident Compensation in New York

If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your lawyer can advise you on whether your injuries meet the criteria for this.

Insurance companies are skilled in arguing over the magnitude of your losses. Insurance companies may offer settlements that aren't enough to pay for your losses.

Damages

If you've suffered injuries in a motor vehicle accident lawsuit vehicle accident you could be entitled to compensation. These damages are intended to cover your costs and losses, including medical expenses or lost income as well as property damage. You can also receive compensation for pain and suffering. This kind of compensation is more subjective and can be difficult to quantify. A skilled tort lawyer can assist you in obtaining the maximum compensation for your injuries.

If, for example, you sustain an injury that results in permanent impairment of your arm or your leg, compensation may include future costs associated with the impairment. This might include physical therapy, surgeries, or prosthetics. In addition, a permanent loss of a limb, or a major disfigurement could lead to an entire lifetime of emotional trauma and diminished enjoyment of life. This is known as mental anguish.

Non-economic damages are more tangible and insurance companies frequently attempt to reduce the value of these damages. However, a well-trained tort lawyer from Morgan & Morgan can make sure you're awarded the full value of the general damages in your case.

Medical bills

When you are injured in a motor vehicle accidents vehicle crash medical bills can build up quickly. You may feel overwhelmed by the costs, especially if you are still recovering from your injuries.

There are a variety of ways to help victims of car accidents pay for their medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage, which will cover the initial medical expenses of a victim following an accident. PIP will also cover loss of income for up to 90 days if an accident victim is not able to work.

Medicare and health insurance can also cover medical expenses in addition to PIP. The only requirement is that the patient must prove the expenses are directly related to the incident. This can be done by submitting receipts and invoices from the doctor.

Some doctors and hospitals might allow a person injured to negotiate a payment plan in exchange for a lien on the victim's personal injury verdict or settlement. These liens are also referred as hospital liens or medical liens. If you fail to settle these liens within a reasonable amount of time the debts may be transferred to collection. By keeping track of and storing their mileage receipts, victims may also be able to claim reimbursement for expenses incurred in traveling to and from medical appointments.

Lost wages

Missing work due to an accident in a motor vehicle can leave you in a difficult financial position. The loss of a few weeks' pay or even a full month can be devastating for many Americans who live from paycheck to pay. Victims of car accidents are often capable of recovering lost wages by filing lawsuits arising from car accidents.

In the majority of cases, lost wages are calculated by calculating how much time an injured worker could have been able to work if not for their injury. This could include missed shifts or overtime hours, and also any work that is performed during a hospital stay. To prove that the income was lost the plaintiff has to seek documentation from his employer. This could be in the form of letters that prove the absence from work and their salary or hourly rate. Other documentation could include pay stubs, copies of the injured party's last year's tax return.

It is crucial to submit the demand package as soon as you can after a car crash. This will allow the injured party to obtain the most benefit from their claim. In addition, evidence of the accident could be more convincing if it is given as soon as is possible.

Pain and suffering

It can be difficult to value the physical and emotional pain caused by a crash. However, it's important to seek out compensation for these losses in the case of your accident.

These are referred to as non-economic damages. They could include the costs of suffering and pain, loss of enjoyment of life, post-traumatic stress disorder (PTSD) and much more. These expenses can be difficult to quantify as it can take some time to realize the full impact of your injury.

The lawyer you hire can use one of two methods to determine the amount of pain and suffering damages. The multiplier method is the most common. It involves adding all your economic losses, including past and future medical expenses, lost earnings due to your injury, as well as property damage, and then multiplying them by a number that ranges between 1.5 to 5 to arrive at your total economic damages. The higher the number, the more serious your injuries are judged to be.

Another method of assessing pain and suffering is on the basis of a per-day basis. Your lawyer could ask the jury to award a dollar amount per day you continue to suffer. This can be especially helpful to accident victims who work outside the home or who are struggling to care for children while recovering from their injuries.