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**Pros:**
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- **Flexibility:** A variety of types to suit different financial situations.
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n Credit Score: A first rate score improves your probabilities, however some lenders cater to these with poor credit score.
Income Proof: Evidence of regular revenue reassures lenders of your capability to repay the loan.
Proof of Residency: Utility bills or lease agreements usually suffice.
Bank Account: Necessary for depositing the loan and facilitating repayme

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